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Closed loop APIsCard Simulator
SDK APIs
  • Coming Soon!
Core APIs
  • Start
  • Onboarding
  • Wallet
  • Payouts
  • Cards
  • Transactions
Closed loop APIsCard Simulator
SDK APIs
  • Coming Soon!
  1. Money Movement
  • Welcome ๐Ÿ‘‹
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      POST
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  • Money Movement
    • Create fund
      POST
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      POST
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      GET
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      POST
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      POST
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      POST
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      POST
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      GET
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      PATCH
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      GET
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      GET
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  1. Money Movement

Create fund

POST
https://api.staging.vrtx.sa/cl/v1/funds
Last modified:2025-12-03 07:59:44
Fund a business account within the closed-loop ecosystem to enable payouts, wallet top-ups, and internal transfers.
When a fund operation occurs, the system creates two synchronized transactions to maintain a transparent ledger:
Debit the Clearance Wallet (indicating an outgoing source of funds).
Credit the Operational Wallet (increasing available funds for usage).
This ensures the closed-loop ledger remains balanced and auditable.

Transaction Flow#

StepDescriptionWalletDirection
1Debit the clearance wallet to reflect outgoing fundsClearanceDEBIT (โˆ’)
2Credit the operational wallet to make funds available for useOperationalCREDIT (+)

Request

Authorization
JWT Bearer
Add the parameter
Authorization
to Headers
Example:
Authorization: ********************
or
Header Params

Body Params application/jsonRequired

Example
{
    "business_account_number": "950100010020",
    "amount": "1250.50",
    "currency": "SAR",
    "external_reference": "INV-123451122211",
    "notes": "Funding for marketplace float"
}

Request Code Samples

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Request Request Example
Shell
JavaScript
Java
Swift
curl --location --request POST 'https://api.staging.vrtx.sa/cl/v1/funds' \
--header 'Idempotency-Key: fund-req-123' \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "business_account_number": "950100010020",
    "amount": "1250.50",
    "currency": "SAR",
    "external_reference": "INV-123451122211",
    "notes": "Funding for marketplace float"
}'

Responses

๐ŸŸข201Created
application/json
Created
Body

Example
{
    "id": "a24a1f57-d645-42c6-b67d-b188aaca9cd7",
    "business_account": "054200001011",
    "amount": "1250.50",
    "currency": "SAR",
    "external_reference": "INV-123451111",
    "notes": "Funding for marketplace float",
    "status": "SUCCESS",
    "created_at": "2025-10-25T15:03:54.190Z"
}
๐ŸŸ 400Bad Request
๐ŸŸ 401Unauthorized
๐ŸŸ 403Forbidden
Modified atย 2025-12-03 07:59:44
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Create payout
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