Welcome 👋

Your unified guide to embedding vrtx’s regulated financial infrastructure directly into your application, with onboarding, cards, wallets, payouts, and transactions available out of the box.

Here, you will find everything you need to launch, scale, and operate end-to-end financial experiences with compliance, speed, and reliability.

These APIs enable businesses to go live with fully compliant financial products in weeks — not months.
Choose from different programs and tracks depending on your use case: onboarding, cards, payouts, or the full wallet stack.

Core APIs

RESTful APIs enabling individual onboarding, card issuing, wallet management, payouts, and transaction retrieval — all built to SAMA compliance requirements.

vrtx Core APIs help you embed financial experiences instantly and securely into your platform, without building the banking infrastructure yourself.

Module	Description
Onboarding	Fully compliant identity verification for individuals. Supports national ID validation, KYC, sanctions screening, AML checks, and risk scoring — ensuring safe and fast user activation.
Wallet Management	Create and manage customer accounts with available balance, ledger tracking, limits, tiers, and lifecycle operations. Ideal for platforms offering stored value, spending accounts, and balance-based programs.
Payouts	Disburse funds to vrtx wallets in real time. Supports single payouts and bulk payouts. Your users can receive fund instantly to their wallets as soon as their job is complete.
Card Issuance	Issue virtual and physical cards directly from your platform. Supports tokenization (Apple Pay / mada Pay), spending controls, PIN management, authorization routing, and full card lifecycle operations.
Transactions	Retrieve and process wallet, payout, and card transactions. Includes authorizations, clearings, refunds, reversals, declines, and detailed metadata for reporting, reconciliation, and financial operations.

Why Core APIs

The Core APIs allow your business to:

Embed financial services instantly - onboarding, wallet, cards, payouts, everything from day one

Launch multiple financial programs - wallet accounts, card programs, payouts, transfers and remittance

Issue cards as your main product offering - with full control, limits, rules, and a complete card lifecycle

Remain compliant - without navigating the regulatory complexity

Scale efficiently - with reliable, modular APIs

We provide a regulated financial infrastructure. You focus on building great experiences!

Contact Support

Need help with your Core APIs integration?

Email: contact@vrtx.sa

Your dedicated account manager's contact details

We’re here to support your use case from idea to production.
From concept to production, our platform molds to your product’s needs.

Core APIs#

Why Core APIs#

Contact Support#

Core APIs

Why Core APIs

Contact Support